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Locksley.Finance

Confidential and not intended for public use: Prepared for Gateway Capital by Marko Knezic, January 2022

 Background 

The richest 10% of the global population controls 76% of the world's wealth in 2021.

The
middle 40% owns 22%. The bottom 50% owns a mere 2%.

Investing seems like the smart move for people hoping to bridge the growing wealth gap.

 

But there's a caveat too big to ignore.

 

Apps like Robinhood have made investing accessible to anyone with a smartphone, but studies show that over 90% of retail day traders lose money.

 

Trading is complicated and retail traders will never have the information, tools, knowledge, connections, or discipline needed to beat the market.

 Core Belief 

Low and middleclass individuals deserve an investment option that yields positive returns while encouraging responsible savings, instead of treating investment as a casino. 

 What Locksley.Finance Does 

1. We operate Ethereum validator nodes, that currently generate 5.62% APY per node. Total APY scales with Ether's market price, currently each node generates $6,898.36 per year. 
 

2. We give people an opportunity to benefit from Ethereum staking APY rewards without the technical knowledge or capital needed to purchase the 32 Ethereum needed to operate a validator node - which is $124,800 at Ether's current price.
 

3. We accomplish this by accepting investors' $USD and purchasing Ethereum, increasing our holding of the cryptocurrency and launching additional nodes every time we acquire the required 32 Ether to do so. 

4. We require a minimum investment of one (1) Ether equivalent in $USD at current market prices and give investors a platform to target specific percentage returns on their investment in increments of 5%, up to 20%. 

5. We use APY generated from the nodes to pay back investors' initial capital, plus the percentage increase they've indicated. Investors are paid back one at a time, in the order they sign up - meaning we have multiple nodes working to pay back individuals. The more nodes we accrue, the faster we generate returns.

6. By using only APY to repay investors, we perpetually increase the amount of Ether in our corporate treasury with each and every user's investment. Plus, since we control the flow of investment dollars, we can dictate (to a degree) how much APY we use to pay back investors, or keep in house to generate profit.  

 Why Locksley.Finance 

The creation of a blue ocean - the simultaneous pursuit of differentiation and low cost to open up a new market space and create new demand - is one of the rarest opportunities in business.

Cryptocurrency is still in relatively
early stages of development and adoption and the specific approach we're proposing has yet to be deployed anywhere else. 

This is the brand of novel idea that has potential to be developed into a
once-in-a-lifetime profit center, all while helping low and middle class investors meet realistic savings goals.

Or, we can wait - and let establishment and institutional finance companies move in and provide retail investors with another platform - like RobinHood - that feeds them to the Wolves of Wall Street at investment losses of 90%.  

 Data Points 

According to its website, Gateway Capital "seeks to be the first venture capital dollar into pre-revenue startups."
That's the perfect match for Locksley.Finance.

 

  • Stage: Pre-revenue

  • Headquartered: Milwaukee

  • Founded: 2022

  • Employees: 1

  • Plans For Capital: Purchase hardware and Ether required to spin up initial Ethereum Validator nodes, talent acquisition

  • Staff Needs: Chief Technology Officer, Chief Financial / Compliance Officer  

  • 12 - 15 Month Roadmap:
    (Tech) Ethereum node launch to generate APY (ASAP), App build / launch
    (
    Marketing) App design, Go-to-market public relations and marketing plan, website, and brand development
    (
    Compliance) Acquisition of any/all necessary financial licenses required to operate

 Our Ethos 

  • Vision: What the world looks like as a result of our success
    We want to create a more equitable world where the tools for building generational wealth are available to everyone, not just the richest segments of the population.
     

  • Mission: The "why" that drives us
    It's our view that many of society's systemic and cyclical problems - from racism to education inequality - are rooted in the growing wealth gap. Our mission is to help bridge the gap.   

     

  • POV: The company's unique perspective shaping everything we do 
    Decentralization and Web 3.0 is creating new, largely untapped wealth generating opportunities available to anyone with the foresight and creativity to seize them.
     

  • Positioning: The product category we are defining and leading
    Locksley.Finance is the easy-to-use platform for amplifying the earning potential of $USD by using it to earn cryptocurrency staking APY.
     

  • Value Proposition: Why people need us 
    We eliminate many technical and financial barriers that would otherwise prevent people from receiving the financial benefits of an emerging tech sector. 
     

  • Strategy: The breadth and depth of how we create valuable partnerships
    Customers we serve: any individual, company, or fund willing to make a capital investment of the market cost of at least one (1) Ether in order to hit investment targets over time. 


    Products we offer: Safe and responsible way to hit investment targets by exchanging $USD for Etheruem APY.
     

  • One Sentence: What we're all about
    Locksley.Finance helps people hit their investment targets by eliminating many technical and financial barriers that obstruct the average person from earning cryptocurrency staking rewards. 

 Executive Team 

  • Marko Knezic, Founder / CEO
    In addition to founding cryptocurrency consultancy, Cream City Crypto, in 2021, Marko has over a decade of experience in Fintech, Branding, PR, and marketing. He has worked in both the public and private sectors, including being the marketing director for two California-based FinTech startups. 

    Mar

 Ethereum By The Numbers - Market Value 

  • Value of Ethereum validator node APY is directly related to the value of the cryptocurrency, Ether
    Ether's value has increased exponentially year-over-year, except for 2018-19 when global markets were adversely affected by COVID-19.

    • In 2021, the value of Ether increased 416% ($737.71 to  $3,807.29)

    • In 2020, the value of Ether increased 481% ($129.63 to $754.30)

    • In 2019, the value of Ether increased .02% ($133.42 to $133.73)

    • In 2018, the value of Ether decreased 82% ($755.76 to $133.73)

    • In 2017, the value of Ether increased 9,370% ($7.98 to $755.76)

    • In 2016, the value of Ether increased 758% ($.93 to $7.98)

 Ethereum By The Numbers - Validator Node APY 

  • Live market price 







     

  • Here are Locksley.Finance revenue forecasts based on hypothetical price movements of Ether in 2022:
    Forecasts created using StakingRewards.com

    • One (1) node at current Ether price of $3,724.77 (Assumes 5% APY)
      Note: This scenario assumes we use investment funding to launch one (1) node, onboard no customers and calculates 365 days of APY if
      Ether's price remains static

      • Holdings Value (32 Ether): $119,193

      • 365 Day APY Value: $5,959.65

      • Total 2022 Company Value: $125,333.65

    • One (1) node at Ether price of $5,588.66 (Assumes 5% APY)
      Note: This scenario assumes we use investment funding to launch one (1) node,
      onboard no customers and calculates 365 days of APY if Ether's price increases 50%

      • Holdings Value (32 Ether): $178,837

      • 365 Day APY Value: $8,941.85 

      • Total 2022 Company Value: $187,821.85
         

    • Five (5) nodes at current Ether price of $3,724.77 (Assumes 5% APY)
      Note: This scenario assumes we use investment funding to launch one (1) node, 
      onboard 128 customers making the minimum required investment and calculates 365 days of APY if Ether's price remains static

      • Holdings Value: $595,963

      • 365 Day APY Value: $29,798.16

      • Total 2022 Company Value: $625,761.16 

    • Five (5) nodes at Ether price of $5,588.66 (Assumes 5% APY)
      Note: T
      his scenario assumes we use investment funding to launch one (1) node, onboard 128 customers making the minimum required investment and calculates 365 days of APY if Ether's price increases 50% 

      • Holdings Value: $894,185

      • 365 Day APY Value: $44,709.28

      • Total 2022 Company Value: $938,894.28
         

    • In each of the last two years,  Ether's price increased 400%. If that occurs again in 2022...

      • 1 node

        • Holdings Value: $476,770​

        • APY: $23,838.53

        • Total Value: $500,608.53
           

      • 5 nodes​

        • Holdings Value: $2,383,850​

        • APY: $119,192.50

        • Total Value: $2,503,042.50